Stay organized as your card strategy grows

Build your personal card database.

Subtrack helps you scale from a few cards to a real strategy—tracking bonuses, fees, inquiries, and deadlines so avoidable mistakes do not cost you money or points.

subtrack.cards
ImageCard NamePlayerStatusSign-up Bonus
BUSINESS PLATINUM
Business PlatinumP2
300,000p $20,000/92d
SAPPHIRE RESERVE
VISA
Sapphire ReserveP1
-
150,000p $6,000/90d
BUSINESS GOLD
Business GoldP2
200,000p $15,000/92d
BILT PALLADIUM
Bilt PalladiumP1
-
50,000p $4,000/90d
AVIATOR RED
AAdvantage Aviator RedP1
70,000p
HAWAIIAN BUSINESS
Hawaiian Airlines BusinessP2
50,000p $4,000/90d

Why structure matters

Spreadsheets work until they don’t.

Subtrack gives every card, account, deadline, and relationship a structured place to live.

Miss a bonus deadline

A forgotten minimum-spend window can erase the value of a card.

Pay a fee you meant to avoid

Annual fees stay visible before they become an expensive surprise.

Lose application context

Inquiries, product changes, and family records stay connected.

What Subtrack tracks

Everything your spreadsheet tracks, plus the workflows it can’t.

Each feature is built around the records and deadlines that matter when your card setup grows.

CardBankPlayerBonusFee
Sapphire ReserveChaseP1150,000p · 90d$795

Card database

Track bank, card, player, approval date, status, annual fee, and sign-up bonus details in one searchable table.

Bonus deadline in 14 days. Finish $1,240 spend by Jun 18.

Deadline alerts

Get email or SMS reminders before bonus deadlines, annual fees, and important card dates.

72%
75,000p
$4,000 / 90d · due Jun 18

Bonus tracking

Record the bonus, point currency, spend requirement, and due date so nothing lives only in your memory.

P1P2Kid 1

Multiplayer

Manage your own cards plus a partner's or family member's cards without mixing records together.

PreferredFreedomUnlimited

Product changes

Keep the history when one card becomes another, instead of losing context in old spreadsheet rows.

Combined inquiry
App AApp B1 pull

Inquiries

Track hard pulls and link multiple same-day applications to one combined inquiry when banks report them that way.

Template updated

Annual fee changed from $95 to $150. Review cards created from this template.

Templates + card updates

Start from common card templates, then get notified when card details like annual fees change.

Operating rhythm

Add the card, track the milestones, act before the deadline.

01

Add card

Create a structured record with the bank, card, player, fee, bonus, and application details.

02

Track milestones

Keep bonuses, anniversaries, inquiries, and product changes tied to the right account.

03

Act before deadlines

Use the database and reminders to avoid missed bonuses, surprise fees, and messy planning.

Pricing

Start small. Upgrade when reminders matter.

Free

Start your database before your setup gets messy.

$0/mo
  • Up to 5 cards
  • Core card tracking
  • Inquiry tracking
  • No alerts
Build your card database

Pro

Scale your card strategy without spreadsheet drift.

$5/mo or $50/yr
  • Unlimited cards
  • Email + SMS notifications
  • Family/P2 tracking
  • Card update notifications
Build your card database

Start with your next card. Build the database from there.

Subtrack helps you keep the details visible before your strategy gets too large to hold in your head.

Build your card database
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